Welcome to the Information Website for the Wings CU Overdraft Class Settlement

If you have or had a checking account with Wings Financial Credit Union (“Defendant”) and you were charged APPSN Fees or Retry Fees between January 1, 2015, and May 17, 2019, then you may be entitled to a payment and/or debt forgiveness from a class action settlement.

The Court has preliminarily approved this Settlement. It will hold a Final Approval Hearing in this case on February 3, 2023. At that hearing, the Court will consider whether to grant final approval to the Settlement, and whether to approve payment from the Settlement Fund of up to $7,500 in service awards to the two Class Representatives, up to one-third of the Value of the Settlement as attorneys’ fees, and reimbursement of costs to the attorneys and the Settlement Administrator. If the Court grants final approval of the Settlement and you do not request to be excluded from the Settlement, you will release your right to bring any claim covered by the Settlement. In exchange, Defendant has agreed to issue a credit to your account, or a cash payment to you if you are no longer a customer, and/or to forgive certain fees or other amounts that remain unpaid on checking accounts that were closed with a negative balance.


Your Legal Rights and Options in This Lawsuit
Do Nothing If you don’t do anything, you will receive a payment from the Settlement Fund and/or debt forgiveness so long as you do not opt out or exclude yourself from the Settlement.
Exclude Yourself from the Settlement; Receive No Payment but Release No Claims You can choose to exclude yourself from the Settlement or “opt out.” This means you choose not to participate in the Settlement. You will keep any individual claims you may have against Defendant, but you will not receive a payment and/or debt forgiveness. If you exclude yourself from the Settlement but want to seek recovery from Defendant, you will have to file a separate lawsuit or claim.
Object to the Settlement You can file an objection with the Court explaining why you believe the Court should reject the Settlement. If your objection is overruled by the Court, then you will receive a payment and/or debt forgiveness, and you will not be able to sue Defendant for the claims asserted in this litigation. If the Court agrees with your objection, then the Settlement may not be approved.

Current Status

The Court in charge of this case has yet to decide whether to approve this Settlement. Payments will only be made if the Court approves the Settlement and after any appeals are resolved. Please be patient.


Important Dates
  • January 1, 2015–May 1, 2019
    Class Period (Retry Fees)
  • April 2, 2018–May 17, 2019
    Class Period (APPSN Fees)
  • January 3, 2023
    Deadline to Exclude Yourself from the Settlement
  • January 3, 2023
    Deadline to Object to the Settlement
  • February 3, 2023
    Final Approval Hearing